ProActive Plus & ProActive Plus Savvy

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Hospital benefits for young professionals

Profmed ProActive Plus and ProActive Plus Savvy is our medical aid for younger people and professionals that offer hospital benefits and extra day-to-day benefits. Profmed’s ProActive Plus Savvy option offers the same benefits as ProActive Plus through a wide range of network hospitals, delivering affordable benefits for the professional, with additional day-to-day benefits. For both ProActive Plus and ProActive Plus Savvy, benefits paid from risk include hospitalisation with no deposits or co-payments, preventative care for early detection of dread diseases, and specified vaccinations, contraceptives, chronic medication, a Trauma, and HIV Assistance Programme, WHISPA Gender Based Violence Support Programme, Profmed WellBeing, Tums2Tots Baby and Toddler programme and International Travel Medical Assistance. Day-to-day benefits include doctors’ consultations, acute medication, radiology and pathology, out-of-hospital MRI and CT scans, over-the-counter medication, optometry and dentistry. Optional benefits include the PPS Wallet, a flexible savings account that allows you to control how much you save and extends your medical benefits. Members also have access to PPS Gap Cover, an independent benefit that helps you manage medical expense shortfalls. Doctors’ consultations and procedures are paid at 175% Profmed Tariff in hospital and out-of-hospital Doctors’ consultations and procedures are paid at 100% Profmed Tariff.

Benefits paid from risk

  1. Hospitalisation
    • No deposits or co-payments for hospitalisation
    • A large selection of network hospitals on the Savvy options
      Co-payment will apply for voluntary use of a non-network hospital
    • Click here to see list of Savvy network hospitals
    • Doctors’ consultations and procedures paid at 175% Profmed Tariff
  2. Preventative Care for early detection of dread diseases, and specified vaccinations
  3. Contraceptives
  4. Chronic medication
    • Cover for the 26 CDL conditions
    • Plus relevant DTPs
    • Per formulary, algorithm and protocols
  5. Trauma, and HIV Assistance Programme for trauma counselling and HIV exposure
  6. Tums2Tots Baby and Toddler programme
  7. WHISPA Gender Based Violence Support Programme 
  8. International Travel Medical Assistance
  9. Healing@home provides medical treatment in the comfort of your home
  10. Profmed WellBeing, a benefit that supports you on your mental health journeyNEW

Day-to-day Benefits

    1. Doctors’ consultations
      • GPs paid at R580
      • Procedures: 100% Specific Tariff*
    2. Acute medication
    3. Radiology and pathology
    4. Out-of-hospital MRI and CT scansNEW
    5. Over-the-counter medication
    6. Optometry
    7. Dentistry 
      • Dentists’ consultations paid at 135% Profmed Tariff
      • Dentists’ procedures paid at 135% Profmed Tariff
    8. Maternity programme
      • Covers 6 ante-natal consultations
      • 2 2D scans
      • 2 GP or paediatrician consultations and maternity pathology tests, all paid from risk

*Procedures: Paid at code-specific Rand values

Optional Benefit

  1. PPS GAP Cover
    • PPS Gap Cover is an independent benefit that helps you manage medical expense shortfalls.
  2. PPS Wallet 
    • PPS Wallet is a flexible savings account that allows you to control how much you save and extends your medical benefits.

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