Board of Trustees

Profmed medical aid scheme is governed by a Board of Trustees. Half of the Board of Trustees are elected by members of the Scheme, and half are appointed by the Board. Trustees must be members of the Scheme, which means that Profmed’s members are served by professionals drawn from various fields.

The Board is responsible for ensuring the proper and sound management of the Scheme and must act with due care, diligence, skill and in good faith.

Members serving on the Board for the 2022/2023 year

Mr HP du Toit


Whilst qualifying as an actuary, Mr Du Toit worked for ten years in a number of large financial services companies gaining actuarial consulting experience. Mr Du Toit became a Fellow of the Actuarial Society of South Africa in 2000 and is sole member of a consultancy providing independent actuarial and trustee services to a variety of pension funds and employee benefit companies. He is currently a member of the trustee boards of the PPS Investments and Coronation retirement annuity and pension and preservation funds, and the PPS Retirement Annuity Fund. He was a trustee of Profmed medical scheme between 2012 and 2019 and served as chair of its Investment Committee. He has served as a trustee of other pension funds and as a member of a number of tribunals to distribute pension fund surpluses in terms of Section 15K of the Pension Funds Act. Mr Du Toit has lectured part-time for UCT post-graduate and under-graduate actuarial science courses and is currently the Tuition Leader for the Actuarial Society of South Africa’s specialist pensions examination.

Adv JJ Crouse


Adv Crouse has held private Advocate chambers in the Western Cape, inter alia, specialising in medico-legal matters, alternative dispute resolutions and labour law since 2017. Prior to his current activities, for 10 years Adv Crouse held various managing executive roles in the corporate healthcare environment with, inter alia, niche medical provision funds, including at Barclays Africa Consultants and Actuaries. Before joining Barclays Africa, he served for eight years as a Senior Judge in terms of the Military Courts Act promulgated in 1999 after practising in the legal profession for many years and also having flown as a qualified pilot for two airlines. Adv Crouse is also an acknowledged international authority in the fields of medical ethics, international humanitarian law and “Medicine and the Law”. His unique contribution to this field currently includes being the Senior Legal Advisor to the Secretary General and Chairman of the Scientific Council of the International Committee of Military Medicine (ICMM), based in Brussels, Belgium. Adv Crouse is also the Head of an international course of ICMM, which has been presented to medical practitioners for the past 15 years in various countries.

Ms NE Jandrell


Nicola is a qualified actuary and obtained her Master of Commerce in Mathematical Statistics at the University of the Free State. She is a fellow Member of the Actuarial Society of South Africa. She began her career at Old Mutual in 2007 where she held a number of positions. Currently, she is the Managing Director of Tyesdale Actuaries and Consultants, a boutique actuarial consultancy. This role affords her the opportunity to not only consult for her own clients but to also mentor and place young newly qualified actuaries in positions best suited to them.

Prof WM Gumede

MA (Cardiff University)

Prof Gumede is Associate Professor at the Wits School of Governance. He runs a course on public finance and economics, including how to draft the National Budget for Members of Parliament (MPs) of all political parties in South Africa. He also runs a programme for MPs of the British Commonwealth on how to manage their parliaments and how to conduct themselves ethically as MPs.

He is the Founder and Executive Chairman of the Democracy Works Foundation; Chairman of Charlotte Maxeke Johannesburg Academic Hospital (CMJAH); former Lead Independent Director of the South African National Blood Service (SANBS); and former Deputy Editor of the Sowetan newspaper.

Previously he was Senior Associate & Program Director, School of Oriental and African Studies (SOAS), University of London. He was Senior Associate Member & Oppenheimer Fellow, St. Antony’s College, Oxford University; Senior Research Fellow, London School of Economics and Political Sciences (LSE); Visiting Fellow at Wolfson College, Cambridge University; Course Leader at New School University, New York.

He is the author of a number of no. 1 bestsellers. His most recent book is South Africa in BRICS.

Mr GS Harvey

BSc (Hons) Computer Science

Mr Harvey completed his BSc Honours degree, majoring in Computer Science, at the University of Cape Town. Until recently, he was a partner in a technology company providing essential technology systems to a variety of healthcare companies. Mr Harvey, together with his partners, built and developed the enterprise into the largest independent IT provider to healthcare in the country until it was acquired by The Liberty Group in 2008. Mr Harvey, whilst retired from active corporate life for the past four years, has continued to be involved in entrepreneurial technology start-up companies.

Mr M Jeena

BCom, BCompt (Hons), CA (SA), MBA

Mr Jeena is a Chartered Accountant based in Johannesburg. He completed a BCom at the University of Durban Westville and thereafter obtained a BCompt Honours degree through Unisa. He subsequently wrote the qualifying Board Examination in 1982 and qualified as a Chartered Accountant. Mr Jeena started practice as an Auditor and Accountant in 1985 and subsequently established the audit firm of Karolia Jeena Inc. Whilst in public practice, he completed a Masters degree in Business Administration (MBA) through Wits. Mr Jeena has served on the Board of numerous non-profit organisations and his key strengths lie in auditing, accounting, taxation, corporate governance, company secretarial, tax and trust laws.

Dr J Welgemoed

BChD, Business Administration (Hons.)

Dr Welgemoed has been in full-time private practice for 30 years. Apart from working full time in dentistry she also manages a team of 14 people in two practices located in Noordhoek and Simon’s Town in the Western Cape. Dr Welgemoed is a member of SADA, International Team for Implantology (ITI), South African Association of Osseointegration (SAAO) and the Paedodontic Society of South Africa. She is also a board member of the South African Academy of Aesthetic Dentistry (SAAAD).

Prof CA Joseph

Professor Joseph is the founding member of SAPPF (South African Private Practitioners Forum) and current board member for surgical disciplines. Serving on the SAPPF Procedural Coding Reference Group responsible for liaising with the funding industry to establish fair and reasonable remuneration for the medical profession and establishing a way forward to value-based care and funding. Serves on the Outcomes Reporting Advisory Group of SAPPF tasked with determining clinically relevant outcomes measurement in collaboration with all involved parties within the South African healthcare environment. He established a Multidisciplinary Team of medical and allied healthcare professionals for head and neck cancer patients in 2009 managing their full cycle of care.

ORL-HNSociety coding and audit committee collaborating with the funding industry and Healthman on coding issues and queries in ENT practice. Professor Joseph is also an external examiner for the Department ORL-HNS at Sefako Makgatho University.

Black and white photo of trustee Joseph

Mr CW Comrie

Principal Officer and Chief Executive
BCompt (CTA Hons)

Mr Comrie qualified as a Chartered Accountant in 2000. After seven years in both the auditing and investment banking fields, he moved into the medical scheme administration industry with a large administrator. Over a period of 17 years, Craig was responsible for, amongst others, marketing, business development, service provider negotiations, amalgamation projects, and the management of 11 corporate medical schemes.