Choosing the right benefit option to match your needs

Profmed medical aid scheme offers ten excellent options. You can choose from one of our five Premium options or one of our five Savvy hospital network options. We provide affordable medical cover that is designed for the unique needs of the professional and your particular life stage. Choose a benefit option that suites you or your family and that takes into consideration your personal needs and your financial position.

ProActive & ProActive Savvy

ProActive and ProActive Savvy are best suited to eligible students and young professionals who are just starting out in their careers. Both options offer unlimited in-hospital benefits and cover for the Prescribed Minimum Benefits. These hospital options also provide day-to-day dentistry benefits.

ProActive Savvy offers equivalent benefits but at more affordable rates, and members have a large selection of network hospitals to choose from when requiring hospitalisation.

ProActive Plus & ProActive Plus Savvy

ProActive Plus and ProActive Plus Savvy are best suited to young professionals who are just starting out in their careers. These options provide unlimited in-hospital benefits and cover specialists in-hospital at 200% of Profmed Tariff. These hospital options also provide day-to-day benefits, which include dentistry, doctors’ consultations and acute medication, and cover over and above Prescribed Minimum Benefits.

ProActive Plus Savvy offers equivalent benefits but at more affordable rates, and members have a large selection of network hospitals to choose from when requiring hospitalisation.

ProSecure & ProSecure Savvy

The ProSecure options are best suited to professionals and young families who need more than a hospital option. These options give you access to unlimited in-hospital cover, as well as chronic and day-to-day benefits, and cover over and above the Prescribed Minimum Benefits. These options also provide a separate out-of-hospital dentistry benefit, which is not subject to the day-to-day limit.

ProSecure Savvy offers equivalent benefits but at more affordable rates, and members have a large selection of network hospitals to choose from when requiring hospitalisation.

ProSecure and ProSecure Savvy offer rich maternity benefits and a maternity programme.

ProSecure Plus & ProSecure Plus Savvy

The ProSecure Plus and Savvy options are best suited to professionals and growing families looking for more comprehensive medical benefits. As one of our more comprehensive medical aid options, ProSecure Plus and Savvy provide unlimited in-hospital cover, and cover specialists in-hospital at 200% of Profmed Tariff. These options also offer chronic and day-to-day benefits, and cover over and above the Prescribed Minimum Benefits. These options also provide a separate out-of-hospital dentistry benefit, which is not subject to the day-to-day limit.

ProSecure Plus Savvy offers equivalent benefits but at more affordable rates, and members have a large selection of network hospitals to choose from when requiring hospitalisation.

ProSecure Plus and ProSecure Plus Savvy offer rich maternity benefits and a maternity programme, with private wards post-delivery.

ProPinnacle & ProPinnacle Savvy

ProPinnacle and ProPinnacle Savvy are our most comprehensive medical cover options. They are best suited to established professionals who want complete peace of mind for themselves and their families. These options offer unlimited in-hospital benefits and private wards, as well as comprehensive day-to-day benefits. Specialists in- and out-of-hospital are paid at 300% Profmed Tariff. These options also provide a separate out-of-hospital dentistry benefit, which is not subject to the day-to-day limit.

ProPinnacle Savvy offers equivalent benefits but at more affordable rates, and members have a large selection of network hospitals to choose from when requiring hospitalisation.