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About Profmed

Profmed’s vision is to address the healthcare needs of South Africa’s professionals. This is achieved through the tailored and comprehensive design of benefits that suit the specific requirements of professionals. With over 60 years’ experience, Profmed is one of the longest established medical schemes in South Africa but we are as relevant today as we were 60 years ago.

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Profmed Benefits

Profmed medical aid scheme offers ten excellent options. You can choose from one of our five Premium options or one of our five Savvy hospital network options. We provide affordable medical cover that is designed for the unique needs of the professional and your particular life stage. Choose a benefit option that suites you or your family and that takes into consideration your personal needs and your financial position.

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Benefit Options
ProSelect &
ProSelect Savvy
ProActive Plus &
ProActive Plus Savvy
ProSecure &
ProSecure Savvy
ProSecure Plus &
ProSecure Plus Savvy
ProPinnacle &
ProPinnacle Savvy
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ProSecure & ProSecure Savvy

Home » Our Medical Aid Plans » ProSecure and ProSecure Savvy

Hospital and day-to-day benefits for the young family

Profmed ProSecure and ProSecure Savvy are medical aid options that offer hospital benefits for young professionals and their families. Profmed’s ProSecure Savvy option offers the same benefits as ProSecure through network hospitals, delivering affordable benefits for young professionals and their families, with day-to-day medical aid benefits. Benefits include hospitalisation with no deposits or co-payments, with a large selection of network hospitals to choose from, preventative care for early detection of dread diseases, and specified vaccinations, Amplifire health booster benefit, contraceptives, chronic medication, a Trauma, and HIV Assistance Programme, WHISPA Gender Based Violence Support Programme, Profmed WellBeing, Tums2Tots Baby and Toddler programme and International Travel Medical Assistance. Day-to-day medical aid benefits cover both doctors’ consultations and specialist consultations, acute medication, radiology and pathology, over-the-counter medication, optometry, dentistry and a maternity programme. Optional benefits include the PPS Wallet, a flexible savings account that allows you to control how much you save and extends your medical benefits. Members also have access to PPS Gap Cover, an independent benefit that helps you manage medical expense shortfalls. Doctors’ consultations and procedures are paid at 100% Profmed Tariff in hospital and out-of-hospital Doctors’ consultations and procedures are paid at 100% Profmed Tariff. Dentistry is paid at 135% Profmed Tariff.

Benefits paid from risk

      1. Hospitalisation
        • No deposits or co-payments for hospitalisation
        • A large selection of network hospitals on the Savvy options
          Co-payment will apply for voluntary use of a non-network hospital
        • Click here to see list of Savvy network hospitals
        • Doctors’ consultations and procedures paid at 100% Specific Tariff*
      2. Preventative Care for early detection of dread diseases, and specified vaccinations
      3. Amplifire health booster benefit
      4. Contraceptives
      5. Chronic medication
        • Cover for 39 chronic conditions plus relevant DTPs
        • Benefit limit applies
      6. Trauma, and HIV Assistance Programme for trauma counselling and HIV exposure
      7. Tums2Tots Baby and Toddler programme
      8. WHISPA Gender Based Violence Support Programme 
      9. International Travel Medical Assistance
      10. Healing@home provides medical treatment in the comfort of your home
      11. Profmed WellBeing, a benefit that supports you on your mental health journey

Day-to-day Benefits

  1. Doctors’ consultations
    • GPs paid at R602
    • Specialists paid at R882
    • Procedures: 100% Specific Tariff*
  2. Acute medication
  3. Over-the-counter medication
  4. Radiology and pathology
  5. Optometry
  6. Dentistry
    • Dentists’ consultations paid at 135% Profmed Tariff
    • Dentists’ procedures paid at 135% Profmed Tariff
  7. Maternity programme covers 13 maternity consultations, 2 ultra-sound scans, a lactation consultation, nutrition consultation, NIPT test, all paid from risk

*Procedures: Paid at code-specific Rand values

Optional Benefit

  1. PPS GAP Cover
    • PPS Gap Cover is an independent benefit that helps you manage medical expense shortfalls.
  2. PPS Wallet 
    • PPS Wallet is a flexible savings account that allows you to control how much you save and extends your medical benefits.
Schedule of Benefits 2025 download

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