Scheme-wide
+4.25%
Enhanced benefits across the Scheme
Strong financial performance and robust solvency levels mean benefit limits increase by 4.25%, keeping cover comprehensive and value exceptional.
2027 Benefits & Contributions
Everything you need to choose your 2027 cover in one place. Download the full Schedule of Benefits, work out what your family will pay, and see what has changed for the year ahead.
Applicable 1 January 2027 to 31 December 2027
Three benefits, one connected health journey
Remarkable by design
What is new for 2027
Backed by strong financial performance and robust solvency levels, benefit limits increase by 4.25% for 2027, so members keep receiving exceptional value and comprehensive healthcare cover. Here is what else has changed before you choose your option for the year.
Amplifire
R3 500
A bigger day-to-day boost
The Amplifire benefit increases from R2 750 to R3 500, giving greater support for day-to-day healthcare expenses when you stay on track with your Health Journey.
Preventative Care
New
Mental health assessment
A new mental health assessment benefit is introduced as part of the Preventative Care benefit.
ProActive Plus
8
Improved maternity benefits
Two additional ante- and post-natal consultations increase the benefit to eight consultations per pregnancy, with added cover for a Non-Invasive Prenatal Test (NIPT).
ProActive Plus
Tariff
Enhanced specialist cover
Specialist consultations are now funded at the Specialist tariff, providing improved cover for specialist care.
ProSecure, ProSecure Plus & ProPinnacle
0
More flexible day-to-day benefits
Supplementary sub-limits within the day-to-day benefits have been removed, giving greater flexibility in how you use your available benefits.
ProSecure, ProSecure Plus & ProPinnacle
R10 000
Expanded refractive eye surgery cover
Refractive eye surgery is now covered up to R8 000 per beneficiary on ProSecure and ProSecure Plus, and up to R10 000 per beneficiary on ProPinnacle.
ProPinnacle
25%
Changes to specialised medicine cover
The co-payment on specialised non-oncology medicines increases from 20% to 25%.
ProSelect & ProSelect Savvy
R40 000
Increased access to ProSelect
The income eligibility threshold increases to R40 000 per month, making these affordable hospital plans available to more professionals.
Five options, Premium or Savvy
Choose intelligent benefits that suit your needs
Every option comes in a Premium and a Savvy version. Premium gives you more hospital choice and flexibility. Savvy gives you the same comprehensive benefits at a lower monthly contribution, through a defined hospital network.
ProSelect & ProSelect Savvy
ProActive Plus & ProActive Plus Savvy
ProSecure & ProSecure Savvy
ProSecure Plus & ProSecure Plus Savvy
ProPinnacle & ProPinnacle Savvy
Understanding the networks
Voluntary use of a non-network hospital results in a co-payment. Subject to PMB legislation.
Savvy network
230
Facilities
Applicable to all Savvy options. Non-network co-payment R14 000.
ProSelect network
430
Facilities
Applicable to ProSelect options only. Non-network co-payment R14 000.
Day procedure network
360
Facilities
ProSecure Plus, ProSecure and ProActive Plus only. Non-network co-payment R5 000.
2027 Contributions
Work out what you will pay
Contributions depend on the option you choose, whether you take Premium or Savvy, and who you cover. The calculator adds it up for you in under a minute, including dependants.
ProSelect Savvy contributions are based on household income. Members applying on the lower income threshold must provide the supporting documentation set out in the Schedule of Benefits.
The 2027 library
Every document you need
The Schedule of Benefits is the full detail. The guides below cover everything else, from joining to changing your option.
Full detail
Schedule of Benefits 2027
Scheme overview
About Profmed 2027
Compare options
Benefits at a Glance 2027
Join Profmed
Application Form 2027
Quick answers
Easy Reference Guide 2027
Existing members
Benefit Option Change Form 2027
Everyday benefit
Amplifire Brochure 2027
Read with
The Schedule of Benefits should be read together with the Information Guide and the Rules of the Scheme, available at profmed.co.za or by calling 0860 679 200.
Highlights for 2027
Benefits worth a closer look
A short tour of the benefits members use most. The Schedule of Benefits carries the full detail, limits and protocols for every option.
Section 3
R3 500
Amplifire
Amplifire takes your healthcare further. It is an annual benefit available to the principal member and beneficiaries paying adult contributions, and it gives your day-to-day cover an extra boost of R3 500 per beneficiary.
- Complete a digital health assessment through the Profmed App
- Complete a physical health assessment, if required
- Complete your relevant Preventative Care screenings
- Stay on track with your chronic treatment plan, if you are registered on one
Section 2
01–04
Preventative Care and your digital health journey
Prevention is better than cure. For 2027, Profmed Wellbeing, Preventative Care and Amplifire come together as one connected journey, so an assessment leads to action and action unlocks value.
- Know your health with two digital health assessments a year through the Profmed App
- Take preventative action with screenings, pathology, radiology and vaccinations, covered outside your day-to-day limit
- Unlock more value through Amplifire when you complete your screenings
- Stay well with ongoing support through Profmed Wellbeing
Section 6
6
Dentistry
Profmed provides some of the most extensive dental benefits in the industry. For 2027, in-hospital and out-of-hospital dentistry sit together in one section of the Schedule of Benefits.
- In-hospital dentistry is available across all options, subject to pre-authorisation and protocols
- Out-of-hospital dental care is covered through a separate dental benefit
- On ProActive Plus and ProActive Plus Savvy, dental care counts towards the day-to-day limit
Networks
430
ProSelect and ProSelect Savvy
ProSelect and ProSelect Savvy are built around hospital networks, which keeps contributions lower while holding onto the benefits professionals value. ProSelect Savvy contributions are based on household income.
- Access to a 430-facility hospital network
- Virtual consultations for everyday care
- Dentistry cover for routine check-ups
Young professionals
+
ProActive Plus and ProActive Plus Savvy
Designed for professionals early in their careers, ProActive Plus pairs comprehensive hospital cover with day-to-day benefits at a contribution that suits a starting salary.
- Comprehensive hospital cover with day-to-day benefits
- An additional out-of-hospital physiotherapy benefit
- Access to the 360-facility day procedure network
From the Profmed Media Hub
Worth reading
Preventative Care
Why an early screening changes the outcome
The tests that matter at each stage of a professional life.
Wellbeing
The Profmed Stress Index for South African professionals
What the latest research says about pressure at work.
Amplifire
Four steps to unlock your R3 500
A short guide to getting the most from your day-to-day benefit.
Choosing cover
Premium or Savvy: how to decide
Hospital choice, monthly contribution and what sits between them.
Talk to Profmed
We are here to help you choose
Client services and claims
Pre-authorisations
Chronic authorisations
General enquiries
