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About Profmed

Profmed’s vision is to address the healthcare needs of South Africa’s professionals. This is achieved through the tailored and comprehensive design of benefits that suit the specific requirements of professionals. With over 60 years’ experience, Profmed is one of the longest established medical schemes in South Africa but we are as relevant today as we were 60 years ago.

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Profmed Benefits

Profmed medical aid scheme offers ten excellent options. You can choose from one of our five Premium options or one of our five Savvy hospital network options. We provide affordable medical cover that is designed for the unique needs of the professional and your particular life stage. Choose a benefit option that suites you or your family and that takes into consideration your personal needs and your financial position.

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Benefit Options
ProSelect &
ProSelect Savvy
ProActive Plus &
ProActive Plus Savvy
ProSecure &
ProSecure Savvy
ProSecure Plus &
ProSecure Plus Savvy
ProPinnacle &
ProPinnacle Savvy
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Gender Based Violence Programme

When you can’t shout for help, WHISPA.
MANAGE YOUR MEDICAL AID
ADDITIONAL MEMBER SERVICES & BENEFITS
Emergency Contact Details 082 911 (Within RSA) +27 11 991 8564 (Outside RSA)
Trauma and HIV Assistance 0860 944 772
Join Profmed 0800 334 733
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Existing Members 0860 679 200
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›PPS GAP Cover

PPS Gap Cover

Worried about costly out-of-pocket hospital expenses?

PPS Gap Cover has you covered.

Profmed provides unlimited benefits for hospitalisation, but the tariffs charged by some surgeons, anaesthetists and other specialists may be higher than the tariffs covered by Profmed. This results in shortfalls that can be costly.

Medical expense shortfalls can range from R50 036 for a Caesarean Section childbirth up to R192 000 for shoulder surgery, cancer treatment and heart surgery.

Introducing PPS Gap Cover

To help you manage medical expense shortfalls, and to ensure you can rest easy knowing you’re covered, Profmed has introduced PPS Gap Cover. Insure yourself against medical expense shortfalls at an affordable monthly premium starting at just R567 per month for a full family under the age of 65.

  • Profmed members are covered up to a medical expense shortfall limit of R230 000 per year.
  • Cover for individuals or all beneficiaries registered on your Profmed membership.
  • Cover for spouses under the same PPS Gap Cover policy who have their own separate Profmed medical aid membership.
  • No maximum entry age restrictions and cover continues for as long as you are a member of Profmed.
  • Claims payment transactions are submitted on your behalf ensuring your claims experience is more efficient.

Download the 2026 documents

PPS Gap Cover Brochure 2026
PPS Gap Cover FAQ 2026
PPS Gap Cover Application Form 2026

PPS Gap Cover is underwritten by Guardrisk Insurance Company Limited, a Licensed Non-life Insurer and Authorised Financial Services Provider. FSP no. 75. Administered by Zestlife, an Authorised Financial Services Provider. FSP no. 37485.

GET THE PROFMED APP

Manage your healthcare on the go with the Profmed App – instant access to emergency assistance, Scheme information, family support tools, and more, all at the touch of a button.

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