Worried about costly out-of-pocket hospital expenses?

PPS Gap Cover has you covered.

Profmed provides unlimited benefits for hospitalisation, but the tariffs charged by some surgeons, anaesthetists and other specialists may be higher than the tariffs covered by Profmed.

This results in shortfalls that can be costly.

Medical expense shortfalls can range from R37 000 for a Caesarean Section childbirth up to R100 000 for shoulder surgery, cancer treatment and heart surgery.

Introducing PPS Gap Cover

To help you manage medical expense shortfalls, and to ensure you can rest easy knowing you’re covered, Profmed has introduced PPS GAP cover.

Insure yourself against medical expense shortfalls at an affordable monthly premium starting at just R475 per month for a full family under the age of 55.

Profmed members are covered up to a medical expense shortfall limit of R182 700 per year.

Cover for individuals or all beneficiaries registered on your Profmed membership.

Cover for spouses under the same PPS Gap Cover policy who have their own separate Profmed medical aid membership.

No maximum entry age restrictions and cover continues for as long as you are a member of Profmed.

Claims payment transactions are submitted on your behalf ensuring your claims experience is more efficient.

For more information on
PPS Gap Cover, download
the brochure or FAQs or

call 0800 334 733.


PPS Gap Cover is underwritten by Guardrisk Insurance Company Limited, a Licensed Non-life Insurer and Authorised Financial Services Provider. FSP no. 75. Administered by Zestlife, an Authorised Financial Services Provider. FSP no. 37485.