Profmed – Peace Of Mind For Young Graduate Professionals

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No matter if you’re a graduate looking to find your feet in the working world, starting a family or if you’ve already determined where life’s taking you, Profmed has the optimal solution for you.

 

Freedom of choice, peace of mind and medical cover to suit your needs and requirements are guaranteed at Profmed. Take a look at the various plans and the corresponding benefits and find out how following a healthy lifestyle can be rewarding for you.

WHO QUALIFIES FOR PROFMED MEDICAL SCHEMES?

 

Profmed offers medical aid  cover to graduate professionals who meet at least one of the below criteria:

  • A degree and/or qualification of at least four years
  • Two three-year degrees
  • A three-year degree with a post-graduate degree of at least one year

Degrees and qualifications obtained through a university or through a technical university constitute eligibility for the medical scheme.

 

In addition, students who have completed their undergraduate degree and are studying towards a post-graduate degree may also qualify for the Profmed medical aid scheme.

 

BENEFITS FOR GRADUATE PROFESSIONALS

 

Are you a young professional who has met the above criteria and is looking for a medical  scheme that suits your individual, unique needs? Profmed’s medical aid plans for graduates offer you freedom of choice:

  • ProPinnacle – A plan that provides complete peace of mind, the most comprehensive hospital and day-to-day cover Profmed has to offer:
    • Private wards for all hospitalisation, doctors’ consultations and procedures paid at the Profmed Premium Tariff (300% of Profmed Tariff)
    • Preventative care
    • Contraceptives
    • Chronic medication (no benefit limit, 57 chronic conditions and relevant DTPs covered)
    • Out-of-hospital MRI & CT scans
    • Trauma and HIV Assistance
    • Profmed Baby benefits
    • International Travel Medical Assistance

In addition to these hospital benefits, the day-to-day benefits include

  • Doctors’ consultations and procedures
  • Acute medication
  • OTC medication
  • Radiology and pathology
  • Optical and dental benefits

 

  • ProSecure and ProSecure Plus – These plans are optimal for graduate professionals with young families, or for graduate professionals planning to grow their families. The cover includes:
    • Hospitalisation (doctors paid at Profmed Specific Tariff)
    • Preventative Care
    • Contraceptives
    • Chronic medication
    • Trauma and HIV Assistance
    • Profmed Baby benefits
    • International Travel Medical Assistance

In addition to these hospital benefits, the day-to-day benefits include

  • Doctors’ consultations and procedures paid at Profmed Specific Tariff
  • Acute medication
  • OTC medication
  • Radiology and pathology
  • Optical and dental benefits

The ProSecure Plus plan covers the same as the ProSecure plan (listed above), but offers additional peace of mind: During hospitalisation, doctors’ consultations and procedures are paid at the Profmed Plus Tariff (200% of the Profmed Tariff).

 

BENEFITS FOR POST-GRADUATE STUDENTS

Here at Profmed we understand the needs of students. The need for a simple, yet comprehensive, no strings attached medical scheme at an affordable rate. That’s why we’ve compiled two  packages tailored to suit your requirements. Both plans are also available to graduate professionals.

  • ProActive – This hospital benefit plan for students and professionals pays the following benefits from the risk cover:
    • Hospitalisation (doctors paid at Profmed Specific Tariff, hospital admissions for maternity)
    • Preventative Care
    • Contraceptives
    • Chronic medication
    • Trauma and HIV Assistance
    • Profmed Baby benefits
    • International Travel Medical Assistance

 

  • ProActive Plus – This hospital plan offers the same cover as the ProActive plan, but with one key difference:
    • This plan offers doctors’ consultations. In addition, procedures are paid at the Profmed Plus Tariff (200% of the Profmed Tariff), giving you peace of mind when it matters most.

 

In addition to the above, both plans also offer day-to-day dentistry benefits as well as the optional Multiply Wellness and Rewards programme.

 

MULTIPLY WELLNESS AND REWARDS PROGRAMME

 

The Multiply Wellness and Rewards programme encourages Profmed member to live their best lives. By rewarding healthy choices and fitness goals, members are motivated to make conscious decisions about their health. Rewards, benefits and discounts are offered on a wide range of products.

 

All Profmed members automatically have access to the Multiply Starter, the base level of the Multiply Wellness and Rewards programme, at no extra charge. Optional upgrades to the Multiply Provider and the Multiply Premier are available. However, these levels of the rewards programme come at a nominal fee, but also offer a significantly wider array of benefits and rewards.

 

About Profmed

Profmed is a restricted medical aid scheme that is open to professionals who have obtained a postgraduate qualification. Profmed offers these individuals exclusive yet affordable medical cover. The company’s vision is to address the healthcare needs of professionals through appropriate and comprehensive benefit design. For more information, please visit www.profmed.co.za or follow Profmed on Facebook, Twitter and LinkedIn.


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