3 Reasons why you need medical cover

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Yes, life is short but don’t be fooled, it can be shortened. Especially if you don’t have medical aid cover in the event of an emergency.

Over the past few years, medical aid schemes have undergone numerous changes, especially in regards to the tailoring of plans to suit individual needs and budget, as well as the offering of different benefits. But regardless of the benefits, the truth still remains, having cover in place can be a lifesaver.

No matter what your age or health status, we all take our health for granted and sometimes we only realise this when we find ourselves in the emergency room. It is for this reason you need to have good medical aid cover and a provider who is not only invested in your wellbeing but will protect both your health and your wallet. Here are three things to consider when choosing appropriate medical aid cover.

1. Tailor your medical aid plan

Having medical cover is often less expensive than not having it at all. Medical aid helps take care of all types of medical procedures, treatments, doctors’ visits and consultations which are costly in their own right. It’s therefore important to pick a scheme that is right for you and your needs. With this in mind, we assist with things like medication, chronic dialysis, Oncology, Rehabilitation and more. We have also designed our schemes so that you pay for what you need.

For example, students have different needs and budgets than those of families. That’s why at Profmed, we offer affordable student cover for the former and one of five of our comprehensive cover options for the latter. Therefore, you have peace of mind that your medical aid cover works for you while lessening the load on your pocket.

2. Benefits

The only thing more stressful than finding yourself or a loved one in hospital is finding out that you don’t have enough hospital cover. Profmed sets itself apart from other medical aid schemes by offering unlimited hospital cover and comprehensive dread disease cover. In addition to this, our service excellence makes sure that everything is taken care of—giving you more time to focus on your recovery.

“I just want to thank Profmed for being so good to me during my hospital stay early this year. You guys were so efficient and never gave me any hassles. Keep up the good work.” – Zoe

3. Service delivery

At Profmed, we pride ourselves on making sure that you have access to exclusive yet affordable medical cover. Moreover, we continuously strive to meet our vision of addressing the healthcare needs of professionals through appropriate and comprehensive benefit design. In an effort to create streamlined and easy channels of communication for our members, we introduced our innovative Profmed App that enables members to access their scheme details on demand. Lastly, we make use of our various social media and communication channels to ensure that no matter where you are, you can always reach us and will receive an answer as soon as possible.

“I am writing this comment to express my gratitude to everybody at Profmed who ensured, through prompt responses, that all authorisations were in place in time for my very successful back operation” – Jan

The bottom line is that your health and of your family is invaluable, and you can never predict when something bad will happen. So, unless you have considerable savings in place should disaster strike, joining a good and professional medical aid is the best solution.

Should you be interested in joining Profmed, or should you have any questions, feel free to apply online or complete a hard copy of the application form, which must be submitted to either fax 012 679 4439 or e-mailed to applications@profmed.co.za.

For more information about Profmed medical aid scheme, call 0800 DEGREE (334 733) or e-mail degree@profmed.co.za.