Compare Options 2022
Choose intelligent benefits that suit your needs
Contribution increases for 2022 have been deferred to 1 April 2022.
The contributions displayed are effective 1 January 2022 to 31 March 2022, and will increase from 1 April 2022.
Profmed medical aid scheme offers ten excellent options to choose from. These include five Premium options and five Savvy options. The Premium options offer the most comprehensive cover, while the Savvy options offer equivalent benefits but at more affordable rates and members are required to make use of network hospitals for hospitalisation.
Each of our options provide unlimited hospital cover with varying degrees of day-to-day cover to meet the unique needs and affordability levels of professionals. By comparing the benefits and contributions we offer across our different options, you can select an option that is best suited to your lifestyle and financial position.
STEP 1
Select two Scheme options to compare the benefits and contributions.
Select another option to compare with
STEP 2
Indicate the number of dependants you wish to include.
| Major medical benefits | {{keys}} |
Principal Member
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Adult Dependant
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Child
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Total Contributions
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* Only pay for the first three child dependants
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Principal Member
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Adult Dependant
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Child
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Total Contributions
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* Only pay for the first three child dependants
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Notes
- Members applying for the rates below R11 000 monthly income must submit proof of gross monthly income from all sources.
- If a member registers his spouse or partner as a dependant, proof of the higher of the member’s or spouse’s or partner’s income from all sources must be provided, i.e. latest three months’ bank statements of all bank accounts and a tax directive from SARS. Proof of income must be provided to the Scheme annually by end-February.
- Adult dependant rates apply from age 21. If the dependant is studying and is dependent on the principal member, child rates apply up to age 28. Thereafter rates will default to adult dependant rates. Proof of dependence, i.e. latest three months’ bank statements of all bank accounts, and the annual proof of study, i.e. proof of registration from academic institution, must be provided to the Scheme in terms of 3 above. If proof is not received annually by the Scheme by end-February, rates will default to adult dependant rates. It is the responsibilty of the Member to submit proof of study and dependence annually by end February, failing which contributions will be amended accordingly, with effect from 1 March.
- Members on ProSecure, ProSecure Plus and ProPinnacle (Premium and Savvy) options only pay for contributions for up to 3 child dependants. Additional child dependants will be covered for free.
* Only pay for the first three child dependants
The contributions quoted do not include possible underwriting penalties that may be imposed in terms of Section 13(1) of the Regulations to the Medical Schemes Act No. 131 of 1998, as amended.
